October 2001 // Volume 39 // Number 5 // Tools of the Trade // 5TOT1
In Over Your Head: A Tool for Agents Working with Clients in Financial Crisis
In Over Your Head . . . Life-Saving Strategies for Financial Crisisis a publication written by four Ohio Extension agents. The group completed a survey of 60 bankruptcy filers to investigate how Extension could best address some of their educational needs. This article addresses the content of the resulting (budgeting) teaching tool and describes how it was designed and organized to lead clientele through the advantages and disadvantages of five strategies. The article reports how the publication was initially distributed and evaluated by Ohio agents.
Written comments showed that Ohio agents found the booklet to be comprehensive, well designed, and well written. They appreciated that the information was in one package and well referenced. They also found that this material was particularly suited to self-study by individuals who are too busy and/or too embarrassed to go to a class.
This publication addresses a need that Family and Consumer Sciences agents have for practical and understandable information they can provide for consumers in financial crisis. To obtain a copy of In Over Your Head, contact the author of the article. Postage is $1.50 per bulletin.